Welcome to this brand new duplex in the heart of St. James, offering a rare & versatile opportunity for both homeowners & investors. With separate entrances, private laundry, and individual hydro and water meters, this property is thoughtfully designed for convenience, privacy, and income potential. The upper unit features a bright, open-concept layout with 3 spacious bedrooms, including a walk-in closet and private ensuite in the primary bedroom. The kitchen is modern and functional, complete with quartz countertops, quality finishes, and tons of natural light pouring in from oversized windows. The lower suite offers 2 bedrooms, a full kitchen, and a comfortable living space with its own private entrance. Perfect for tenants, multi-generational living, or a mortgage helper, this suite feels just as fresh and inviting as the main level. Parking for 2 vehicles adds even more value, and with St. James’ convenient location close to schools, shopping, restaurants, parks, and major transit routes, everything you need is right at your doorstep. Whether you choose to: Live in one unit and rent the other, rent both units for strong monthly cash flow…this property opens the door to long-term financial growth.